Insurance, HSA/FSA, and Payment Options

Navigating insurance for sports medicine care can feel confusing. At Dynamic Sports Medicine, we work to make the process simple and transparent so you can focus on getting the care you need.

Whether you are using insurance, paying out of pocket, or using HSA or FSA funds, our team will help you understand your options before your first visit.

Insurance
We work with major carriers
HSA & FSA
Pay with pre-tax dollars
Out of Pocket
Transparent, predictable rates

Plans We Accept

Dynamic Sports Medicine works with a variety of major insurance carriers to help offset the cost of care. Our front desk team can verify your benefits before your first visit so you understand what your plan covers and what your expected costs may be.

If your insurance provider is not listed, please contact us. In many cases we can still assist you with benefit verification or discuss alternative payment options.

Coverage varies depending on your specific plan. Not all services may be covered under every policy.
Aetna
Humana
BlueCross BlueShield
Ambetter
Cigna
Baylor Scott & White
Oscar
SANA
Superior
United Healthcare
Don't see your carrier? Contact us — we can help.

What Insurance Typically Covers

Commonly Covered When chiropractic benefits are included
Chiropractic adjustments (spinal manipulation)
Initial consultation and examination
Diagnostic imaging (X-rays) when medically necessary
May Not Be Covered Advanced therapies often excluded
Shockwave therapy
Dry needling
PEMF therapy
NormaTec recovery
Myofascial release
Red Light Therapy
Our team will always review your benefits and clearly explain which services are covered before treatment begins — no surprises.

Using Your HSA or FSA

Many services at Dynamic Sports Medicine qualify as eligible medical expenses under Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA).

Using these accounts allows you to pay for care with pre-tax dollars, which can significantly reduce out-of-pocket costs. You can use your HSA or FSA card at checkout just like a regular debit card.

If you are unsure whether a specific service qualifies, we recommend confirming with your plan administrator before your visit.
Chiropractic treatment
Rehabilitation services
Specialty therapies not covered by insurance
✓ HSA & FSA cards accepted at checkout
Use your card directly at any DSM clinic — no reimbursement forms required for most services.

Why Some Patients Choose to Pay Directly

Many athletes and active adults choose to pay directly for care, even if they have insurance coverage. Here's why.

Faster Access to Care

Begin treatment immediately without waiting for referrals or insurance authorization.

No Visit Limits

Insurance plans often cap chiropractic visits per year. Paying out of pocket means no arbitrary limits on your care.

Access to All Services

Insurance may only cover basic chiropractic. Paying directly gives you the full range of advanced therapies.

Less Administrative Hassle

Your provider focuses on your treatment — not insurance documentation requirements.

Predictable Pricing

Our transparent pricing helps you avoid unexpected bills weeks after treatment.

$159

Includes evaluation + same-day treatment

$99

Per visit

Pro Tip For patients receiving ongoing care, DSM membership options can provide a lower per-visit cost than many insurance copays — starting at $299/month for 4 visits.

Questions About Insurance or Payment?

Our team is happy to help you determine the best payment option. We'll walk you through your options and verify your benefits before your appointment.

Contact Us

Ready to Book Your First Visit?

Most new patients are seen within a few days. Book online or call your nearest Dynamic Sports Medicine clinic in Austin, Dallas, or Houston.

No referral required. Treatment starts at your first visit.

Book an Appointment
Aetna Humana Blue Cross Blue Shield Ambetter Cigna